ICC A challenge can end on a rule you misread just as easily as on a bad trade. This page puts the rules that decide a pass or a fail side by side, for one common program at each of three firms, and then shows how to check each rule type on your own numbers with our free tools.
Daily loss and drawdown in Urdu: پراپ فرم چیلنج: ڈیلی لاس اور ڈرا ڈاؤن.
The rules side by side
| Rule | FundedNext Partner link | FXIFY Partner link | The5%ers Partner link |
|---|---|---|---|
| Program compared | Stellar 2-Step source · 6 Nov 2026 | 2-Phase Standard (Classic and Pro differ) source, source 2 · 6 Nov 2026 | High Stakes (2-Step) source · 6 Nov 2026 |
| Profit target | 8% in Phase 1, 5% in Phase 2 source · 6 Nov 2026 | 10% in Phase 1, 5% in Phase 2 source · 6 Nov 2026 | 10% in Step 1, 5% in Step 2. The 2-Step FAQ also lists a Classic tier with 8% in Phase 1 source, source 2 · 6 Nov 2026 |
| Daily loss limit | 5% of the initial balance. Closed results and open positions both count; a profit earlier that day raises that day's limit source, source 2 · 6 Nov 2026 | 4% of the previous day's closing balance source · 6 Nov 2026 | The two pages differ: the High Stakes page says 5%; the 2-Step FAQ says 3% of the previous day's closing balance or equity, whichever is higher. Check the firm's page for your account source, source 2 · 6 Nov 2026 |
| Daily reset | 00:00 server time (GMT+2, GMT+3 in daylight saving time) source · 6 Nov 2026 | 5 PM EST source · 6 Nov 2026 | Not stated on the official page: check the firm's page source, source 2 · 6 Nov 2026 |
| Maximum loss and its type | 10%, static: balance or equity may not drop below 90% of the initial balance source, source 2 · 6 Nov 2026 | 10%, trailing from the high-water mark; locks to the initial balance after the first payout request source · 6 Nov 2026 | 10% of the initial balance. Static or trailing is not stated: check the firm's page source, source 2 · 6 Nov 2026 |
| Minimum days | 5 calendar days per phase, at least 1 trade a day source · 6 Nov 2026 | 5 days per phase source · 6 Nov 2026 | 3 profitable days per step, each at least 0.5% of the initial balance source · 6 Nov 2026 |
| Time limit | None source · 6 Nov 2026 | None, but 60 days without trading is a breach source · 6 Nov 2026 | Unlimited, but more than 30 days without activity ends the account source · 6 Nov 2026 |
| Consistency rule | None listed for the challenge. Funded On-Demand reward: best day at most 40% of total profit source · 6 Nov 2026 | None on Standard. The Classic has 25%, on the live account only source, source 2 · 6 Nov 2026 | None during the evaluation. 50% on the Pro account after passing; how it is worked out is not stated source · 6 Nov 2026 |
| News trading | Allowed in the challenge. Funded: profit from trades placed 5 minutes either side of high-impact news counts at 40%, losses in full source, source 2, source 3 · 6 Nov 2026 | Fully permitted source · 6 Nov 2026 | Opening orders from 2 minutes before to 2 minutes after high-impact news is prohibited; profit from them is removed, losses stay. Holding through news is allowed source · 6 Nov 2026 |
| Payout split | 80% on the 21-day cycle. Other options 60% or 90%; 95% with an add-on source · 6 Nov 2026 | 80%, upgradable to 90% source · 6 Nov 2026 | 80%, rising to 100% with the scaling plan source · 6 Nov 2026 |
| First payout | First cycle 21 days, then every 14 days; the fee comes back with the first reward. The 3 Profitable Day and On-Demand options have their own conditions source, source 2 · 6 Nov 2026 | On demand, with the fee refunded, then every 30 days (14 with an add-on) source, source 2 · 6 Nov 2026 | 14 days after the Pro account starts, then every 2 weeks. 70% of the fee comes back with the first payout, under conditions source, source 2 · 6 Nov 2026 |
Each firm sells other programs and account sizes with different numbers. Prop firm challenges are paid evaluations; most traders don't pass.
Two The5%ers pages give different numbers
The High Stakes page lists a 5% daily loss. The 2-Step rules FAQ (last updated 2 November 2026) gives 3% and also a different withdrawal minimum and cap from the High Stakes payout FAQ. We can't tell from these pages which applies to which account, so we show both. Ask The5%ers, and set your limit to the number they confirm for your account.
Check each rule type on your own numbers
Daily loss: know what it is measured from
Two limits with similar percentages can sit in very different places. FundedNext measures from the initial balance, so a $100,000 account has a $5,000 limit, and a $2,000 profit by noon lifts that day's limit to $7,000 (the firm's own example). FXIFY measures 4% from the previous day's closing balance, so a $100,000 close means a breach at $96,000 (also its own example).
The daily drawdown calculator has presets for all three firms: it shows today's floor, the room left and when the limit resets.
Maximum loss: static or trailing
A static floor stays where it is. On $100,000 at FundedNext it stays at $90,000, however much you make. FXIFY's Standard floor follows your high-water mark: at a high of $104,000, 10% of the initial balance puts it at $94,000, so a profit you gave back can still cost you the account. After your first payout request it locks to the initial balance. A trailing-end-of-day floor, which some firms use, moves only at the daily close; none of these three pages describes one for these programs.
The prop firm drawdown calculator shows your floor and your distance to a breach for static, trailing and end-of-day types. For the idea in plain words, read trailing vs static drawdown.
Consistency: mostly after you pass
On these programs the consistency rules in the table apply to a funded or live account, not the evaluation. If yours has one, the consistency rule calculator shows your best day's share, how much more profit you need and the most you may make in one day. Type the percentage from your firm's page. The consistency rule explained has worked examples.
News: mark the window before it opens
The windows differ: FundedNext's funded accounts use 5 minutes either side, The5%ers 2 minutes either side, and each firm decides which events count. Follow high-impact releases in our market news, then confirm against the calendar your firm uses.
Minimum days, payouts and the cost of it all
The challenge pass calculator tests your win rate and risk against a target, a loss limit and minimum days. The payout calculator shows what a split and a fee refund leave you, and the challenge ROI calculator weighs the fee against your pass rate. These are estimates from what you type, not a forecast of any result.
While you trade: the tracker
The prop firm challenge tracker in ICC Zillas takes your firm's numbers once, then checks every synced or imported trade against the profit target, daily loss, static or trailing drawdown, minimum days and consistency rule, and keeps a ledger of fees and payouts. You type the rules, so copy them from the firm's current page. What to log each day is in what to put in a prop firm trading journal.
See the room left on every limit before you take the next trade. 30-day free trial, no card needed.
Start free →The firms' sites
FundedNext Partner link Stellar 2-Step. We may earn a commission if you buy through it. Prop firm challenges are paid evaluations; most traders don't pass. Trade only what you can afford to lose.
FXIFY Partner link 2-Phase Standard. We may earn a commission if you buy through it. Prop firm challenges are paid evaluations; most traders don't pass. Trade only what you can afford to lose.
FXIFYQPZ8R2 Use it at checkout via our link.The5%ers Partner link High Stakes. We may earn a commission if you buy through it. Prop firm challenges are paid evaluations; most traders don't pass. Trade only what you can afford to lose.
Questions
Which prop firm has the easiest rules?
We don't rank them, and no rule set is easy in itself. A wider daily limit can come with a higher target, and a static floor can come with other conditions. Compare the rows against how you trade, and read each firm's current page.
Are these numbers up to date?
They were checked on 6 November 2026 on each firm's own pages, linked in each table cell. Firms change rules, so the firm's current page always wins.
What is the difference between static and trailing drawdown?
A static floor stays at a fixed level, such as 90% of the initial balance. A trailing floor rises with your high-water mark, so the room above it shrinks when you give back profit. In the table, FundedNext Stellar 2-Step is static and FXIFY 2-Phase Standard is trailing.
Why does the table say to check the firm's page?
Because the official page we read does not state that detail, or two official pages disagree. We don't fill those gaps from review sites or from memory.
Do you earn money from these firms?
We have partner links with all three and may earn a commission if you buy through them. That does not change the numbers or the order, which is alphabetical.
Will these tools help me pass a challenge?
They show your numbers against the rules. They can't promise a pass or a payout. Prop firm challenges are paid evaluations and most traders don't pass; trade only what you can afford to lose.
More free tools
- Free trading journal template (Excel and Google Sheets)
- R-multiple and expectancy calculator
- Prop firm challenge tracker and rules compared
- Prop firm drawdown calculator: daily, static and trailing
- Trading plan template (save as PDF)
- Pre-trade checklist for your phone or to print
- Win rate and break-even calculator
- Trading expectancy calculator
- Kelly criterion calculator for trading
- Risk of ruin calculator
- Profit factor calculator
- Drawdown recovery calculator and table
- Prop firm payout and profit split calculator
- Prop firm challenge pass calculator
- Prop firm consistency rule calculator
- Prop firm daily drawdown calculator
- Prop firm challenge ROI calculator
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- ICC Chart Challenge: free ICT chart game